1. By using the services provided by Looking Glass Strategies, LLC  (“Services”), you are agreeing with these Terms and Conditions, and you are certifying that you are eighteen (18) years of age or older and have authority to accept these Terms and Conditions on behalf of yourself or any entity which you are purporting to represent. Looking Glass Strategies, LLC  (“Looking Glass”) may change these Terms and Conditions at any time in its sole discretion. Any such change is effective immediately upon it being posted on the Looking Glass web site (www.4QTiming.com ) (“the Site”) or delivery of any other notice to you. Continued use of the Services after such change becomes effective constitutes your agreement and acceptance of the change.

2. Disclaimer: Looking Glass  provides material and data (“Information”) on the Site for informative purposes only.  Looking Glass is a publisher, not an investment advisor and relies upon the "publisher's exclusion" from the definition of "investment adviser" as provided under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. The Site and its reports are bona fide publications of general and regular circulation offering general and impersonal market oriented educational materials to subscribers and/or prospective subscribers. You understand that no content published as part of the service or any other publication distributed by Looking Glass constitutes a recommendation to buy or sell any security or to pursue any investment strategy nor do we suggest that any investment is suitable for any specific person. The Information is not intended as, nor shall it be construed to be:  investment advice; an offer or solicitation of an offer to sell or buy; an endorsement; or a recommendation or sponsorship of any company, security or fund. To the extent that any of the content published as part of the Site may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. You further understand that no information provider or affiliates associated with Looking Glass will advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter.  

The Information is based upon and derived from sources believed to be reliable and is provided in good faith.  However, no representation or warranty, express or implied, is made as to the Information’s accuracy, completeness or correctness. Looking Glass cannot and does not assess or guarantee the suitability or profitability of any particular investment or the potential value of any investment or informational source.  You are solely responsible for your own investment research and decisions.  You should seek the advice of a qualified securities professional before making any investment.  You may lose part or all of your investment and, if you engage in margin transactions, your loss may exceed the amount invested.  Past performance is no guarantee of future results.

Looking Glass does not guarantee or warrant, and specifically disclaims any warranty, representation or promise of whatever nature concerning the quality, completeness, timeliness, accuracy, appropriateness or suitability of the Information.  The Site and the Information may be changed from time to time without notice.  The Site may be unavailable from time to time due to maintenance on the Site or due to other factors beyond the control of Looking Glass.  Looking Glass, its employees, directors, agents and any other parties involved in the creation, production or delivery of the Site or the Information disclaim all responsibility and shall not, in any event, be liable for any damages, claims, liabilities, costs or obligations of whatever nature arising out of or in connection with the use or misuse of the Site or the Information or with the delay or inability to use the Site or the Information, even if Looking Glass has been advised of the possibility of damages.  Looking Glass’ liability shall be strictly limited to any subscription fees paid by you prior to any such claim.

3. Payment, Automatic Renewal and Credit Checks: You agree to be charged at the time of subscription based on the type of plan you have selected.  You also agree that your subscription will be renewed automatically and billed to your credit card at the beginning of each subscription period until you cancel the service.  You may cancel at any time, but it is your responsibility to initiate the cancellation and to follow-up if your cancellation request is not acknowledged. Your business and/or personal credit may be periodically checked through a credit-reporting agency on Looking Glass’ behalf. Your failure to maintain credit consistent with Looking Glass’ standards may cause suspension or termination of Services within Looking Glass’ sole discretion.  Looking Glass retains the right to terminate at any time, and without cause, subscription or access to our services.

4. Refund/Cancellation Policy: If you are a first time subscriber to the Site and cancel your subscription within the first thirty days of joining, your full subscription fee will be refunded to your payment account. The 30-day refund only applies to first time subscribers. A first time subscriber is defined as anyone who has not previously subscribed to the Site. After the 30-day period for first time subscribers and for all renewing subscribers, there is no refund of subscription fee upon cancellation of subscription to Site. Upon cancellation of your subscription, you will continue to have subscription access to Site until your subscription period expires. it is your responsibility to initiate the cancellation and to follow-up if your cancellation request is not acknowledged.

5.  Looking Glass’ Intellectual Property: You understand and agree that Looking Glass’ name and logos, the Information and all related products and services provided on the Site (the “Intellectual Property”) are the property of Looking Glass. You also understand and agree that you are not authorized to use the Intellectual Property without the prior written consent of Looking Glass, except as specifically provided in these Terms and Conditions.  Looking Glass grants you a limited non-exclusive, non-transferable license to use, display on your computer, download and print short extracts of the Information for your own personal and non-commercial purposes only, provided that: you do not modify any of the Information; you do not download any of the Information for use in third-party programs; you recognize and acknowledge that all copyright and other proprietary notices are retained by Looking Glass; you abide by these Terms and Conditions; and you do not make the Information available to third parties.  No other use of the Information or the Intellectual Property is permitted.

6. Force Majeure: You understand and agree that Looking Glass is not responsible for any delay in provision of the Services due to acts of God, acts or omissions of any third party, or any other occurrence reasonably beyond its control, commonly known as force majeure.

7. No Waiver: You understand and agree that Looking Glass’ decision not to enforce a particular provision of these Terms and Conditions does not waive the right to enforce it. Looking Glass will only waive such a right in writing.

8. Legal Action: You understand and agree that these Terms and Conditions and the provision of Services shall be governed by the laws of the State of Washington, without regard to its conflicts of laws provisions. You hereby consent to personal jurisdiction in the courts of Walla Walla County in the State of Washington for any action arising out of or relating to the Services or these Terms and Conditions. In any such action, the substantially prevailing party will be entitled to recover all legal expenses incurred in connection with the action, including but not limited to its costs, both taxable and non-taxable, and reasonable attorney fees. The terms of this Section 7 will survive any termination of Services.

9. Miscellaneous: (a) These Terms and Conditions make up the entire legal agreement between you and Looking Glass and take the place of any previous or current understandings between us concerning the Services, whether in written or oral form. (b) If any provision of the Terms and Conditions should be held illegal or unenforceable by a court having jurisdiction, such provision shall be modified to the extent necessary to render it enforceable without losing its intent, or severed from the Terms and Conditions if no such modification is possible, and other provisions of the Terms and Conditions shall remain in full force and effect. (c) The Terms and Conditions shall be binding upon and shall inure to the benefit of Looking Glass, you, and each of our successors and permitted assigns.